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EMV and PCI compliance

Good Security means doing good basic IT.

And sometimes it also means keeping up with new compliance initiatives by industry or government.

This year October 1, 2015 there is a new Payment Card Industry(PCI) rule going into effect. On October 1st the liability of a security breach will go to the merchant not the bank or processor.

Here is an article that discusses certain aspects of the http://news.investors.com/technology/032015-744412-latest-point-of-sale-endpoint-security-tackles-expensive-breaches.htm Point Of Sale system.

EMV (the Europay MasterCard Visa credit card standard) will come to the US by October 1st as well. And if you will get new machines anyway get ones which have point-to-point  encryption.

cardpresentvulnerabilitiesImage from visa.com
the problems in most small merchants are basic in nature. the PCI Industry has created a standard:
which is located in the following location: https://www.pcisecuritystandards.org/
  • Insecure remote access used by attackers
  • Weak or Default passwords and setting commonly used
  • Lack of network segmentation
  • Malware deployed to capture t card data.
  • Absence of antivirus tools to detect malware

 

If you add a firewall and Intrusion Prevention Systems  you will protect yourself even further.

http://oversitesentry.com/cyberwar-you-aint-seen-nothin-yet/

Then  add the Polliwall, now it will be almost impossible for the standard criminals to take your systems. None of us can defend against the nation states, but if we can defend against everyone else then we have created the defensive system for 2015.

1 Comment

  1. Pingback:Oct: Swipe&Sign + Breach = Merchant Liable Not CC companies | Oversite Sentry

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